Cost Effective Distance Education - Distance Learning Financial Aid

Certainly distance learning has many advantages associated with it, but comparatively, how expensive is it? Is traditional financial aid available? If so, are distance learning students as eligible as traditional brick and mortar students? If you are considering distance learning, you are probably asking yourself questions such as these.

There are so many universities, junior colleges and correspondence institutions available today that it is impossible to make a judgment decision on the question of relative cost. Either way you go, the cost is going to be high. During the course of your research you will probably find distance schools that will cost more than a campus education in the long run. This might be the case if it is an online class offered by a brick and mortar university. But when it comes time to make the choice, keep in mind that the cost is an investment in your future

There are many expenses that you will incur no matter which route you take. Any institution is going to charge application fees, registration and tuition. Another high cost comes from purchasing books and materials. Distance classes may bundle the cost of the books in with the program. You will also need a computer with an Internet connection with either kind of education.

There are some costs that you will not accrue if you choose distance learning. These include eating out more often, parking fees, room and board, gas and vehicle expenses, and childcare expenses. Of course, these are all a given if you attend at a campus. You will also save time. The time it takes to drive to the campus and back adds up over the long run -- this is time you could have spent getting your studying and homework done.

You will have to fill out the financial aid paperwork and submit it for consideration to find out if you are eligible. Don’t assume that your earnings are too high and put you out of the running for qualification. This is the mistake many prospective students make. Keep in mind that income is just one of the factors evaluated when granting aid.

The financial aid board will also consider things such as your other sources of income, your investment and savings accounts, how many household members you have, and your credit history. All of these factors and possibly others will guide the aid board in deciding how much aid to award you if they decide that you qualify.

If the financial aid board turns you down, don’t be discouraged; you do have other avenues to secure funding. There are more scholarships and grants available than most students realize. This is essentially free money to take advantage of. You just have to seek them out because they are not well advertised. Student loans are always a good option. The interest rates are extremely attractive and the loans can be paid off over a long period of time.

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