Why People Commit Identity Theft

There are four main categories of identity theft which are financial, criminal, cloning and commercial

Financial Identity Theft

Just using your stolen credit card details to buy things is the example we all know about and guard against. Your telephone bills may soar if a thief is able to use your telephone calling card or otherwise get access your telephone account.

The identity theft criminal may get even bolder, and take out debts in your name, obtain a new credit card, sign up for a telephone or electricity account, lease a car, or take out an apartment lease.

You could even find someone else has taken out a mortgage on your own home, and vanished with the money. It is not unknown (but rarer) for a person to find their home or other property has been put on the market, and even sold by an identity thief, though this is a more difficult deception for a thief to pull off.

Criminal Identity Theft

Some criminals will prepare for the risk of being caught by the authorities by having someone else's identity ready. The most common example is in traffic violations. They may even carry a false driver's licence in your name, bearing their photograph, just in case they get caught. The first you know is when you get the citation for not responding to the charge.

Access to drinking establishments when under the minimum legal age is another common example. Another example is using your stolen licence plate to steal fuel in "drive offs" from service stations. It is your number plate that appears on the security cameras. Filing a fraudulent tax return under another person's name is also a common form of identity theft, perhaps to preserve an income tested state benefit the thief receives. The possibilities of how criminals could use your identity to cover up their crimes can get more serious still.

Cloning Identity Theft

Occasionally criminals will take on someone else's identity to get a passport or driver's licence, or to access data, when they have their normal channels blocked. They may even steal an identity to start a totally new life, perhaps if they are wanted persons. Illegal immigrants, criminals, bankrupts and even abuse victims may use this approach to start a new life, as you. Their purpose may not be to hide behind your identity to commit a crime so much as to just conceal their true identity behind the respectable faade of your identity. You may not incur financial or other losses, but have the unnerving experience of having your reputation merged with that of a "clone". You may notice nothing until, for example, your good credit record is unaccountably damaged.

Commercial Identity Theft

Businesses can also find themselves embroiled in identity theft problems. A tenant may sell off the landlord's furniture, purporting to be the owner. A person may gain access to premises or data by falsely using an authorized person's identity. At the other extreme, a company may have to deal with purchasers or creditors waving contracts signed by an identity thief who falsely claimed to have represented the company when entering into a large transaction. At this stage the identity thief has usually long vanished with the proceeds of the crime.

With so many ways for unscrupulous people to profitably steal your identity, you need to take precautions.

 Information Security and ID Theft
 What Identity Theft is About
 How Identity Theft Works
 Signs of Identity Theft
 Identity Theft Credit Repair
 Identity Theft in the UK
 Type of Identity Theft
 Why People Commit ID Theft
 Criminal Identity Theft
 Information About Identity
 Passport Identity Theft
Credit Card ID Theft
 Credit Card Identity Theft
 Pre Approved Credit Cards
 Debit and ATM Card Identity Theft
ID Theft In Business
 Business Identity Theft
 Access Code Identity Theft
Identity Theft On The Internet
 Identity Theft Phishing
 Online Identity Theft
Protecting Against ID Theft
 Learn Identity Theft Protection
 Guard Against Identity Theft
 Need Identity Theft Protection
Document Shredders
 Cross Cut Paper Shredders
 Confetti Paper Shredder
 Heavy Duty Paper Shredder
 Paper Shredders Office Use
 Cross Cut CD Shredder
Identity Theft Reporting
 Identity Theft Reporting
 How to Report Identity Theft
 Report Stolen Credit Cards
 Stolen Personal Checks
 Credit Reporting Agencies