How to Check for Signs of Identity Theft

If you have lost important identity or financial documents, such as your credit card, you are immediately at risk of identity theft. Your passport or driver's licence, or your social security number details, may enable an identity thief to pass himself off with your identity. Your credit card may enable a thief to undertake financial transactions in your name.

If your mail appears to be getting tampered with that may be an indication an identity thief is active. If your bank or credit card statements are not arriving as normal your alarm bells should certainly start to ring. A common identity theft tactic is to intercept these statements to delay your ability to see what is happening to your financial affairs.

Strong signs of identity theft are when bills begin to arrive for purchases you have not made. Keeping these from your attention is another reason why identity thieves may take a close interest in your mailbox.

Your mail, or part of it may have been redirected to another address, either through a redirection order being lodged in your name with the postal service, or by notifying a change of address to the people sending mail to you, especially your bank. If you suspect something is wrong with your mail deliveries, check whether this has happened.

If bank and credit card statements and bills are being intercepted in this way, there are other subtle signs of a developing problem that may still get through, such as thank you letters, receipts and follow up promotions from companies you have had no contact with.

The first really serious indication you may hear of a growing debt problem is when credit managers, financial institutions, debt collectors or solicitors try to contact you. This may be by telephone if your mail is still being tampered with.

You may encounter unexpected problems with financial services, such a hire purchase, loan, credit card or mortgage application that indicates your credit status has deteriorated. You can order a copy of your credit file from credit reference agencies to see whether it shows dealings with companies and transactions that you have no knowledge of.

You may be turned down for a state benefit of some kind or social security payment on the grounds you are already receiving it - because an identity thief has already claimed it in your name.

You may find that someone has taken out a mobile phone in your name, possibly signing up for an expensive contract.

As soon as you feel there is sufficient evidence of an emerging problem you should initiate a review of your financial affairs, and begin talking to unfamiliar companies that seem to think they are doing business with you. The earlier you can detect the signs of identity theft and take action the less damage will be done to your reputation.

 Information Security and ID Theft
 What Identity Theft is About
 How Identity Theft Works
 Signs of Identity Theft
 Identity Theft Credit Repair
 Identity Theft in the UK
 Type of Identity Theft
 Why People Commit ID Theft
 Criminal Identity Theft
 Information About Identity
 Passport Identity Theft
Credit Card ID Theft
 Credit Card Identity Theft
 Pre Approved Credit Cards
 Debit and ATM Card Identity Theft
ID Theft In Business
 Business Identity Theft
 Access Code Identity Theft
Identity Theft On The Internet
 Identity Theft Phishing
 Online Identity Theft
Protecting Against ID Theft
 Learn Identity Theft Protection
 Guard Against Identity Theft
 Need Identity Theft Protection
Document Shredders
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 Confetti Paper Shredder
 Heavy Duty Paper Shredder
 Paper Shredders Office Use
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Identity Theft Reporting
 Identity Theft Reporting
 How to Report Identity Theft
 Report Stolen Credit Cards
 Stolen Personal Checks
 Credit Reporting Agencies