It goes without saying that times are tough to say the least. Job losses are increasing by the day, as are the prices that we have to pay for everything from basic essentials to what might be considered luxury items. When you add in the heavy debt burden that the majority of us are carrying, is it any wonder that folks are becoming more cautious with their money and looking to save more.
With the seemingly continuous rise in the price of gas, many folks are looking for ways to save money at the petrol pump. There are ways to reduce what you spend on fuel, which does not mean that you will need to walk to work each day. Read on to discover nine effective ways to save money on gas for your car.
The effects of procrastination are the one thing that will destroy the best laid plans of family time management. Plenty of people procrastinate, and some researchers and psychologists say that procrastination is a learned response that we subconsciously teach ourselves or learn from others. What is worse is that putting things off and waiting until the last minute has been linked to depression.