With all the downsides to the so-called credit crunch, there is one bright spot. If you need credit, you can now save big time. Interest rates are at all time low and are likely to stay there for the foreseeable future. Nobody should drown himself or herself in debt in a time when debt has swallowed so many. Nevertheless, for those able to pay, interest rate costs are as small as they are ever likely to be. Here are some effective strategies on how to save money on loans and credit.
Prefabricated modular homes have long been considered cheap and not very well built. However, factory direct modular homes in today’s market go above and beyond what was accepted in the prefab home of the past. Custom modular homes are now available, which allows those who cannot afford to build a custom home, the luxury of detailing their new abode to their own taste.
Home heating and energy costs continue to rise unabated with the price of gas, electric and oil all sharply increasing. However, there are some simple steps that you can take to lower your household energy bills while giving you some spare cash to put towards more important things. With the aid of the following tips, you too can be well on your way to conserving rather than using.